Did You Know? How Paint Color Choices Can Drastically Affect The ‘Mood’ Of Your Home

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Whether you're sprucing up your house to sell or simply looking for a color to bring out the beauty of your home, it's imperative that you do your homework. Before you head off to your local DIY store with a paint sample in one hand and a wallet in the other, you need to ensure that you're picking the colors that are right for your home and your personality. It is true that you can never go wrong with a neutral, but you can also go so much more right with the correct color in the appropriate space, whether it's…
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Three Mobile Apps That Make Home Automation Tasks Quick And Easy

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These days, efficiency and productivity are the keys to life, which is why it's no surprise that home automation is a bigger topic than ever before. As more and more people become tech savvy and get used to working with handheld devices, home automation becomes a natural fit for your smartphone or other handheld device. After all, it's a true pleasure to be able to control nearly everything in your home from just one device! You have so many things to do each and every day that it would be too much of a hassle to do everything separately and…
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Here’s How You Can Leverage Your Home To Reduce Your Tax Burden For Next Year

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Each year around April, we can find ourselves becoming a little more tense at the thought of what is about to occur: tax time. Instead of falling into the trap of procrastinating your taxes, however, it's much more beneficial to face tax time head-on and do your research on your applicable deductions well in advance. Your home is good for many things, but using your home to reduce your tax burden may be one benefit you haven't thought of. Here are some tax benefits that can be leveraged with your home, and some ways to lower your tax bill in…
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Getting Past No: What To Do If You’re Turned Down For A Mortgage Or Other Home Financing

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Getting pre-approved for a mortgage loan is an integral part of having the ability to purchase a home in today's society. With most home prices well above what the majority of us have in the bank, getting approved for a mortgage can be the deal maker or breaker when it comes to purchasing a piece of property. Therefore, getting rejected for a mortgage can feel like a huge loss. The first thing to realize, however, is that there are action steps you can take to get to "yes." Here's what to do if you're turned down for a mortgage or…
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What’s Ahead For Mortgage Rates This Week – May 19, 2014

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Last week's economic news was relatively flat, but highlights include the NAHB Housing Market Index for May, which posted its lowest reading since May 2013. Although analysts expected a May reading of 48, the May 2014 index reading was 45 as compared to April's reading of 46. The NAHB reported that rising home prices and unpredictable job markets were factors in builders' loss of confidence. Although the economy is growing stronger, many would-be homebuyers remain skeptical of economic conditions and remain on the sidelines. NAHB: Stronger Builder Confidence Expected in Coming Months Builder confidence in market conditions for single family…
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3 DIY Kitchen Upgrades That Will Boost Your Home Selling Price With Just A Few Hours Work

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Homeowners who want to increase the appeal of their residence before putting it up for sale can, within a few hours and with a little elbow grease, perform some do-it-yourself (DIY) kitchen upgrades that are sure to pique the interest of would-be buyers. Many people either have or are in the process of listing their home, so it makes sense to do as much as possible to attract the interest of prospective purchasers. It need not cost a proverbial arm and a leg to boost the selling price of a home. Here are three DIY kitchen upgrades that will help…
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Tips For Maximizing Your Home’s Appraised Value

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A home appraisal is an independent opinion of your home's value, performed by a licensed home appraiser. Appraisals are part of the traditional home purchase process, and lenders require them for most refinances, too. Appraisers Are Trained Professionals First, they derive a base for your home's value based on the recent sales prices of homes that are comparable to yours in terms of bedrooms, bathrooms, style, and square footage. Then, accounting for features and amenities that make your home different, the appraiser applies "adjustments" to that base value. This methodology is called the "Sales Comparison" approach and the result is…
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Whatever You Do, Don’t Make These Common Mortgage Mistakes

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Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life. Many people go into this decision without understanding all of the essential mortgage information they need to know, which means that they are likely to make poor choices that will result in paying much more than they need to. If you want to save yourself from throwing away your hard earned money, here are a few common mistakes to avoid: Trying To Bottom Out the Market…
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What Will Harp 3.0 Mean For Homeowners After 2014?

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As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners. Harp has since developed and a 3.0 version has been introduced. As a result, many homeowners are beginning to wonder: What will Harp 3.0 mean for homeowners after 2014? The Economic Crisis: Harp 1.0 In 2009 In 2009, HARP 1.0 was introduced. The program was designed…
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What’s Ahead For Mortgage Rates This Week – May 12, 2014

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Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans. Survey respondents represented 74 U.S. banks and 23 foreign banks. Survey respondents also said that demand for mortgage loans was lower; this could be an unintentional result of tight credit standards for mortgage loans. Analysts said that tight credit requirements and less demand for home loans could mean more trouble for the housing industry. Home Prices Rise In March, But At Slower Rate The annual rate of increase…
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