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What’s Ahead For Mortgage Rates This Week — July 29, 2013

Housing Analysis , ,
Last week brought a mixed bag of economic news, but most notably, average mortgage rates fell. New home sales surpassed expectations and consumer sentiment rose for July; these readings among others suggest that the economy continued to improve and that consumer confidence in the economy improved as well. Monday: Existing home sales in June were reported at 5.08 million on a seasonally-adjusted annual basis. While this fell short of expectations of 5.25 million existing homes sold, the expectation was based on the original reading of 5.18 million existing homes sold for May; this was later revised to 5.14 million homes…
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How To Bring More Natural Light Into Your Home

Around The Home , ,
One of the biggest improvements that you can make to your home is to bring in more natural light. Sunlight is a powerful mood enhancer and a home design that brings in a lot of natural light will automatically look and feel much more pleasant. Not only will it boost your mood, bringing in natural light will also increase the value of your home. So how can you shed some light on your home's interior? Here are a few ways: Add More Reflective Surfaces Whenever you add a light and reflective surface to your home, you increase the number of…
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What Should You To Do In Advance To Prepare For Your Mortgage Application

Mortgage Application , ,
If you are applying for a mortgage to buy a home, doing your homework in advance before you submit the application means that you will stand a better chance of getting accepted at a desirable mortgage rate. According to mortgage experts, it is a good idea to gather up all of the needed documents in advance before launching your house hunt, as this will make the application process a lot easier. The housing burst has resulted in much harder lending standards, which means that it could possible take weeks or sometimes even months to secure a loan. Here are a…
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Existing Home Sales: Second Highest Level Since 2009

FHFA , ,
According to the National Association of REALTORS®, national sales of existing homes in June came in at 5.08 million. June's reading was reported to be the second highest since November of 2009; this should calm concerns about a lapsing recovery in housing markets. Summer typically produces the highest prices for existing homes sold, as families seeking larger homes frequently move during summer months. The June inventory of existing homes improved by 1.90 percent to 2.19 million homes or a 5.20 month supply. June's number of available homes was 7.60 percent lower than in June 2012. The shortage of available homes…
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First Things First, What To Do Upon Moving Into Your New Home

Home Buyer Tips , ,
If you have purchased a new home and are going to move in soon, what are the first few things that you will need to do upon moving into your new home? Moving can be very stressful, but having a checklist can make your move effortless. Here are 6 easy steps that can eliminate any frustration and help you feel safe and secure:  Change Your Address You will need to change your address for all magazine subscriptions, bills and other services. You can update your mailing address online or visit your local post office to find out what needs to…
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What’s Ahead For Mortgage Rates This Week – July 22, 2013

Housing Analysis , ,
Last week's economic news was a mixed bag with retail sales and housing starts coming in lower than expected, but home builder confidence in housing markets increased. Weekly jobless claims fell, and Fed Chair Ben Bernanke testified before the Senate, saying that falling gold prices were an indication of increasing confidence in the economy, but that it was "way too soon" to say when the Fed's quantitative easing program would be reduced. Monday: Retail sales for June came in lower than expected at 0.4 percent. Economists estimated a reading of 0.9 percent based on May's reading of 0.5 percent. Tuesday:…
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5 Important Tips To Protect Your Home From Burglars When You Are Away

Around The Home , ,
Any family would feel violated after coming home to a ransacked house. Burglars look for specific things when choosing a home to break into, and many homeowners are unknowingly inviting criminals through the front door. Below are five ways you can avoid drawing the eyes of thieves and deter your home from becoming a target. Beware Of Selling To Strangers If you're wanting to sell items on Craigslist or another internet-based classified ad website, attempt conducting your transactions outside of the home. If you must meet at home, screen the person over the telephone to ensure that they are truly…
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Home Builder Confidence Rises To Highest Level Since January 2006

Housing Analysis , ,
The National Association of Home Builders (NAHB) / Wells Fargo Housing Market Index (HMI) rose in July. Home builder confidence in the market for newly constructed single-family homes rose six points to a reading of 57. NAHB reports that this was the third consecutive rise in the HMI and its highest reading since January 2006. Three components used in compiling the HMI reading include current sales, which gained five points for a reading of 60.  Confidence in prospective buyer traffic rose from 40 to 45, and sales expectations for the next six months rose from a reading of 60 to…
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3 Common Home Financing Problems And How To Avoid Them

Home Financing Tips , ,
Getting the best mortgage financing for your new home can sometimes be a complicated process and, unfortunately, things can go wrong. Using a licensed and trusted mortgage loan specialist can help alleviate many of these challenges. There are certain mistakes that many homebuyers make when applying for their mortgages that can seriously damage their chances of being approved. If you are aware of the most common mortgage issues, you will be better able to prevent them when applying for your own mortgage. Make sure that you keep the following tips in mind when applying for a mortgage: Making Large Purchases…
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What Are the Hot Home Decor Trends for 2013?

Around The Home , ,
Just like fashion designs and hair styles, home decor trends are constantly changing and evolving. Each new season brings a new must-have feature for your home. In order to keep your home looking fresh and chic, what are the hot trends for 2013 that you can incorporate into your decor? Here are a few ideas: Bright Paint Colors Vibrant (and even neon) hues are very popular in fashion at the moment and they also look really chic on your walls. If you are looking for a way to freshen up a dull room, a bright pop of color can really…
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