05
Jul
By First Rate Financial Group
Real Estate

How Color Can Affect Your Home and Psyche

How Color Can Affect Your Home and PsycheAre you dreaming in color of your future new home? You probably can’t wait to get your hands on a paintbrush and a bucket of beautiful new paint. But how will you choose the colors to decorate your new home?

If you’ve been to a paint store recently, you know there are thousands upon thousands of shades to choose from. Choose wisely, because color can affect your home and psyche.

Shades of Purple

Whether you call it purple or eggplant or violet or plum, purple evokes feelings of warmth and vitality in a home. The dustier shades of plum are ideal for walls in the dining room, where taste buds are tantalized. Light lavenders and lilacs are perfect for a little girl’s room, perhaps dotted with white and yellow daises as a border around the baseboard.

Crimson Reds

Red is a dramatic color to use in the home, yet it works in many contexts. Try dark red in a bathroom with dark wood cabinets for a sophisticated look. Burnt red in the bedroom is sultry and inviting. A statement wall of red in a home office denotes serious business and power.

Bluesy Blues

Blues can evoke serenity and peace, but they can also spark creative thought. Blue green colors are ideal for vintage kitchen themes, whereas navy blue in a boy’s bedroom is a classic look. Try white tinged with blue for your new home’s ceiling; it’s said to make a room feel more spacious because it simulates the sky.

Going Green

Kelly green isn’t a color that most people would use in the home, but sage green is perfect for a bedroom in which you want to instill tranquility. Sea foam green is a classic choice for a bathroom even if your home is miles from the ocean. Lime green can be surprisingly uplifting, especially when used in the kitchen. 

Pinkies

Though little girls seem to adore pink, it’s been psychologically shown to be a color that induces upset. It’s not a particularly passive color, but in pastel shades, pink can be soothing, especially when combined with calmer colors like beige or blue. 

Sunny Yellow

If you want a room to feel happy, consider painting it a shade of yellow. Yellow makes you smile; it’s cheery and friendly. Of course, if you get into the neon shades of yellow, it can have the opposite effect, so to stay safe, stay on the lighter side of yellow.

Color can certainly affect the way your home looks and feels, and how you feel in it. The wonderful thing about paint is that it’s an easy way to make a house a home.

If you are in the market for a new home or interested in refinancing your current property, be sure to contact your trusted mortgage professional.

03
Jul
By First Rate Financial Group
Real Estate

How To Turn A “Dumb” Home Into A Smart Home

How To Turn A Dumb Home Into A Smart HomeHaving a “smart home” is a trend that is popular. What does it actually mean? Smart home technology improves energy-efficiency, increases security, and creates more convenience for the home’s occupants.

Innovative smart home technology improves with the deployment of the Internet of Things (IoT), 5G wireless broadband, and the use of artificial intelligence (AI) programming. Many things that an owner and/or occupant of a home needs or wants may be done for them by smart home technology.

Energy-Efficiency

Green energy systems include installing energy-efficient windows and perhaps solar panels along with battery storage. Moreover, by managing micro-zones within a home, money is saved by not wasting it on heating or cooling when not needed.

Management of temperature control is possible with smart home technology that allows the heating and air-conditioning system to direct hot or cold air to the rooms that need it, only when occupied. These systems turn off the zone when the room is not in use.

Advanced systems learn the occupant’s typical home-use patterns and anticipate them. For example, if a person comes home around the same time each day, the house prepares the rooms for that person in advance of their arrival.

Advanced systems link vehicles with the home. For example, the climate control system may receive the GS location of the vehicle over the IoT. Then, the AI software of the house can determine the distance the car is from the home and the direction it is traveling. The AI guesses if the person is driving home and adjusts the home accordingly.

Increased Security

This is one of the best reasons to install smart home technology. Increased security may help to reduce risks of burglary, home invasion, and damage caused by unavoidable disasters.

Home security may use biometrics, such as facial recognition, fingerprints, iris scans, and others, to authorize entry for specific people and prevent unauthorized intruders.

Video surveillance of the property, inside and out, keeps a record of what is happening. Innovation in AI detects camera images that are not appropriate, such as someone trying to break into the home and alert the homeowners as well as law enforcement.

Alarms trigger for many things such as a break-in of a door or window or someone coming to the front porch to steal a delivered package.

Sensors, which are much more sophisticated than a basic smoke alarm, may warn of smoke, fire, natural gas leaks, carbon monoxide levels in a garage, and even plumbing problems. With nanny cams, monitoring of babies and children is helpful for their safety.

Convenience

Smart Home technology can respond to the occupants’ use automatically or be manually chosen. For example, the coffee maker can turn on automatically in the morning to have the perfect brew ready for those who wake up. The dog door can be unlocked from bed for the dog to go outside in the morning.

A real-time inventory, using the barcodes of foodstuffs, automates the re-ordering of regularly used items when depleted.

The car can be started remotely and warmed up or cool before the driver and passengers enter it. During wintertime, entry steps can be heated to melt ice and snow just in time for people’s arrival. A hot tub can be turned on remotely so that it is fully heated up and ready for use when the owner’s come home.

Summary

There are so many innovations in smart technology already available and more on the way. Homeowners who invest in this smart technology may not only get to enjoy their home more, they may save on energy bills, and might also get a higher resale value for the “smart” home when selling it. It’s worth considering.

If you are in the market for a new property or interested in refinancing !

21
Jun
By First Rate Financial Group
Real Estate

Pros And Cons Of Installing A Pet Door

Pros And Cons Of Installing A Pet DoorIf you’ve just moved into your new home and you have a pet, you may be thinking of installing a pet door. A pet door is a permanent door feature that is cut into the bottom third of an entry door. Before making a permanent alteration to your door, consider the pros and cons of installing a pet door. 

Pro: Your Pet Can Come And Go As Needed

A pet door could cut down on indoor pet accidents if that’s a problem you’ve had to deal with in the past. This is especially convenient if you get home late to let the dog out, or if they have a temporary gastric illness that requires more frequent outings. 

Con: An Unwanted Visitor Could Get Inside

Pet doors are designed to give egress to pets, but your pet door might give indoor access to an unwanted animal. It’s not common, but it does occur, particularly in areas where wildlife is abundant.

Pro: You Could Do Without A Litter Box

Cats can be trained to go outdoors instead of using a litter box. With a pet door, you can dispense with the odorous litter box entirely, knowing your cat will always be able to take care of business outside.

Con: It’s Something Else You Must Remember To Lock

Most pet doors have a locking mechanism for times when you need to secure the home, such as at night. But this is just one more thing you’ll have to remember to do, along with setting the alarm and locking windows. And, the more you have to remember, the more you could forget.

Pro: Better Energy Efficiency

Anyone with pets knows that they can ask to go out and come back in numerous times per day. Every time you open the door you’re letting hot air in, cooled air out, or vice versa. With a pet door, your conditioned air stays in the home much better because there’s a smaller opening, and less time spent with the door open.

Con: New Homebuyers Might Not Want It

If you ever sell your home, the new homebuyers might see a pet door as a negative. Since a quality new door costs around $500, they could ask for a price discount on the home purchase.

A pet door can be a huge convenience, but there are some drawbacks as you can see. However, depending on your view (and the opinion of your pet!) the pros may outweigh the cons.

If you are interested in buying a new home or refinacing your current property, be sure to contact your trusted home mortgage professional to discuss your current financing options.