Company NMLS 1777223 |  Personal NMLS 256707  |  CA-DRE 02075839
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About Fred

fred_resizedWith over 30 years of experience as an accomplished COO and CFO in the Jewelry and Computer Software industries, Fred Gruber brings unparalleled financial and analytical acumen to the lending industry. Over the past decade, and with the same drive and passion, Fred has developed a reputation for providing superior client service. A Broker himself, Fred chooses to focus 100% of his attention on creating value for his clients. Fred has a unique ability of developing easily understood computer-based financial solutions that assist in communicating advanced concepts.

As a Certified Mortgage Planning Specialist, Fred is committed to fully understanding and creating solutions to his clients’ financial needs and strategies. He uses state-of-the-art technology to enhance customer service and minimize effort required on his clients’ part and keeps open lines of communication.

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Latest Articles

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford
August 3, 2021
If you're looking for a new home, you've probably heard lots of advice about down payments. About how it's okay to just have a five percent down payment - you'll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. Here are just four reasons why you should make the largest down payment possible.
What’s Ahead For Mortgage Rates This Week – August 2, 2021
August 2, 2021
Last week's economic reporting included readings on home prices, new and pending home sales, and the post-meeting statement of the Fed's Federal Open Market Committee. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller Home Price Indices: Home Price Growth Breaks Records for Second Cons
Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How
July 30, 2021
If you're like most homeowners, you probably believe that one missed mortgage payment won't have a noticeable impact on your FICO score. People get behind now and then, and besides, you've been faithfully making payments on time for years. How bad could it be?

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