How to Get Stains & Grease Off Of Walls

How to Get Stains & Grease Off WallsStains are common issues faced by homeowners; however, when the stains involve the walls, this can be a difficult challenge. Stains and grease are a much tougher challenge than dust and cobwebs. That is why there are specialized methods that help remove grease and stains from walls.

Remove Grease From Kitchen Walls

Grease is one of the most common occupational hazards of cooking. While grease can prevent foods from sticking to pots and pans, this can be a real challenge if it ends up on the kitchen walls.

Fortunately, there is dish soap that can strip the grease right off of the walls. In order to use dish soap to remove grease from kitchen walls, take a quarter tsp of dish soap, mix it with one cup of warm water, and wipe the grease off the walls. Then, rinse the solution from the wall with cool water and blot the wall until it is dry.

If the grease is particularly stubborn, use the same method with a 1/3 cup of white vinegar and 2/3 cup of water.

Remove Dirt And Grime From The Walls

If there are dirt and grime that has to be removed from the walls, there are a few tips to keep in mind. First, there are wall erasers that might do the trick. This could be easier than preparing a solution.

Those who would like to use a mixed solution can make a cleaning product from a few common household ingredients. Mix a cup of ammonia with a ½ cup of white vinegar, a ¼ cup of baking soda, and a gallon of warm water. Just be aware that the fumes from some of these products can be pungent. Then, wipe the solution all over the walls using a sponge. Finally, rinse the solution from the wall with warm water.

Permanent Marker Stains

Finally, permanent marker stains can be particularly challenging. Take a cotton ball, mix it with rubbing alcohol, and dab it on the stain. If this doesn’t work, think about using hairspray. Either of these techniques can do the trick.

These are a few great methods that can help remove some challenging stains from the walls. In some cases, the walls can look like new.

Tips For Deciding The Value Of A Home

Tips For Deciding The Value Of A HomeHomes are more than just a building. They are filled with memories of children taking their first steps, holidays that were celebrated with family members and friends, and Super Bowl parties filled with smiles and cheers.

These memories are priceless; however, people cannot let emotions cloud their judgment when they are trying to sell a house. Instead, it is important to focus on the building. There are a few tips that everyone should follow as they try to figure out how much their home is worth.

Be Reasonable

The first tip is not to price a home too high out of the gate. While it is tempting to start high and reduce when necessary, the reality is that a price that is too high is going to scare off potential offers. It is better to start with a reasonable price that will get people interested. Then, if the offers start to pour in, there is a bidding war. The price will naturally take care of itself.

Upgrades Don’t Always Lead To A Higher Price

It is tempting to follow in the footsteps of TV shows and pour money into renovations that might lead to a large return on investment. The sad fact is that this is not always the case. Even though the homeowners might love the renovation, this doesn’t mean that a potential buyer will. Do not renovate purely to raise the value of a home. Upgrades can go out of style just as quickly as they came in.

Don’t Price Out Of Necessity

Never price a home based on a dollar amount that has to be reached. It is always better to price a home relative to what the market indicates. Nobody is going to make an offer on an overpriced home purely because that is how much money the seller needs to make.

Leave Emotions At The Door

Finally, do not price a home based on emotions. Yes, a home is a special place; however, remember that the home is on the market, not the memories. Instead, always price a home based on what the comparables are showing. This will lead to a smoother selling process, a higher price, and a bigger return on the initial investment.

Applying for a Mortgage? Three Questions Your Lender Will Ask You – and How to Prepare Your Answers

Applying for a Mortgage? Three Questions Your Lender Will Ask You - and How to Prepare Your AnswersBefore approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. That means your lender will be asking you several questions about whether or not you can afford a mortgage.

Here’s how you can prepare to answer these questions in a way that will increase your likelihood of approval.

How Stable Is Your Income?

Your lender is going to want to know that your income is going to be stable over the life of the loan. This means that you should be able to document steady employment, that investment income is going to be stable or that the alimony that you receive from your former spouse will continue to come in for the foreseeable future. To document your income, you can provide bank statements, pay stubs or tax returns from the previous three years.

How Much Do You Have In The Bank?

A lender is going to be interested in how much you have in reserve in case you lost your job or suffer an unexpected medical expense that could make it harder to pay your mortgage. For a conventional mortgage, you may be required to have three to six months’ worth of expenses in the bank or in other assets that you could liquidate. To show how much you have in the bank, you can provide bank statements or balance statements from any other account where you may get money from if need be.

Where Is The Money For The Down Payment And Closing Costs Coming From?

While some lenders don’t mind if the money is gifted from a qualified source such as a family member, friend or employer, other lenders will require that the money for a down payment or other costs comes straight from your own bank account. To prove where the funds are coming from, you will need to show when the money was deposited into your bank account if using your own funds (or a gift letter if the funds are being gifted).

A mortgage lender needs to be sure that you are able to repay any loan that you are approved for. That means you’ll want to present your lender with solid, documented proof that you have a steady income and ample cash reserves to pay the mortgage and associated fees. For more information about what lenders look for in mortgage applicants, contact a qualified mortgage professional today.