Company NMLS 1777223 |  Personal NMLS 256707  |  CA-DRE 02075839

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Loan Process
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About Fred

Fred GruberWith over 30 years of experience as an accomplished COO and CFO in the Jewelry and Computer Software industries, Fred Gruber brings unparalleled financial and analytical acumen to the lending industry. Over the past decade, and with the same drive and passion, Fred has developed a reputation for providing superior client service. A Broker himself, Fred chooses to focus 100% of his attention on creating value for his clients. Fred has a unique ability of developing easily understood computer-based financial solutions that assist in communicating advanced concepts.

As a Certified Mortgage Planning Specialist, Fred is committed to fully understanding and creating solutions to his clients’ financial needs and strategies. He uses state-of-the-art technology to enhance customer service and minimize effort required on his clients’ part and keeps open lines of communication.

Client Reviews

"Could not have asked for a better home buying experience with regards to our loan. We recently found our dream home, and needed to navigate through several financial obstacles to make it happen. Fred’s relentless work on our loan, and knowledge of how to navigate the waters of today’s loan approval environment enabled our dream to become a reality!"
"This staff was incredibly helpful. This was my first home purchase and I had plenty of questions. Fred and his staff always took my calls and helped walk me through all parts of the process. I would highly recommend."
"Fred and his staff are very knowledgeable and professional. Fred will take the time to explore all of your options and find the right one for you. Then his staff will make sure that it all goes through as planned. Together they make the process easy."
"I would highly recommend Fred and his team to anyone looking to refinance their home. They treated us with respect and were there every step of the way. Any questions that we had his door was always open. He made the process stress free and very easy for us. Accommodated our every need. Thanks again Fred and looking forward to work with you in the future."
"Fred and his team did a great job closing this loan on time. We were especially pleased he was willing to fund a VA loan."
"Fred and his entire team were a pleasure to work with, regarding our first mortgage! Fred's Knowledge, level of support, frequent communication, and quick responses made our transaction feel very comfortable. i would highly recommend Fred for any lending need!"

The Latest News

Understanding an Appraisal Contingency in Your Home Purchase
November 6, 2024
When buying a home, you have the option to include contingencies in your purchase contract. These protect you by setting certain conditions that must be met for the contract to remain valid. If any contingency isn't satisfied, you can back out of the sale without penalty.
Understanding “Cash to Close” in Your Home Buying Journey
November 5, 2024
If you've received your Closing Disclosure from your lender, congratulations! You're almost at the finish line of your home buying journey, ready to celebrate with keys in hand.
What’s Ahead For Mortgage Rates This Week – November 4th, 2024
November 4, 2024
This week, the Federal Reserve's preferred inflation data was released, and the results met expectations. This, along with recent GDP estimates, employment reports, and personal income/spending figures, paints a stable economic picture. It suggests that we may be on track for the Federal Reserve's next round of rate cuts. The Federal Reserve has consistently stated its 2% inflation target and current figures show inflation at 2.1%. This indicates that a 'soft landing' for the economy could be within reach.

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Any questions?

Don't hesitate to call us at:
(818) 707-4131,
or leave us a message through our contact form on the left.

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