Company NMLS 1777223 |  Personal NMLS 256707  |  CA-DRE 02075839

Mortgage Application Form
Apply Now
Apply Now
Ready to apply? Click Below
Property interest rate,finance loan increase.investor planning.business real estate.profit of banking.businessman thinking strategy analysis
Get a Rate Quote
Get a Rate Quote
Click to get a rate quote now!
Loan Process
Loan Process
Loan Process
Learn More about the Loan Process

About Fred

Fred GruberWith over 30 years of experience as an accomplished COO and CFO in the Jewelry and Computer Software industries, Fred Gruber brings unparalleled financial and analytical acumen to the lending industry. Over the past decade, and with the same drive and passion, Fred has developed a reputation for providing superior client service. A Broker himself, Fred chooses to focus 100% of his attention on creating value for his clients. Fred has a unique ability of developing easily understood computer-based financial solutions that assist in communicating advanced concepts.

As a Certified Mortgage Planning Specialist, Fred is committed to fully understanding and creating solutions to his clients’ financial needs and strategies. He uses state-of-the-art technology to enhance customer service and minimize effort required on his clients’ part and keeps open lines of communication.

Client Reviews

"Could not have asked for a better home buying experience with regards to our loan. We recently found our dream home, and needed to navigate through several financial obstacles to make it happen. Fred’s relentless work on our loan, and knowledge of how to navigate the waters of today’s loan approval environment enabled our dream to become a reality!"
"This staff was incredibly helpful. This was my first home purchase and I had plenty of questions. Fred and his staff always took my calls and helped walk me through all parts of the process. I would highly recommend."
"Fred and his staff are very knowledgeable and professional. Fred will take the time to explore all of your options and find the right one for you. Then his staff will make sure that it all goes through as planned. Together they make the process easy."
"I would highly recommend Fred and his team to anyone looking to refinance their home. They treated us with respect and were there every step of the way. Any questions that we had his door was always open. He made the process stress free and very easy for us. Accommodated our every need. Thanks again Fred and looking forward to work with you in the future."
"Fred and his team did a great job closing this loan on time. We were especially pleased he was willing to fund a VA loan."
"Fred and his entire team were a pleasure to work with, regarding our first mortgage! Fred's Knowledge, level of support, frequent communication, and quick responses made our transaction feel very comfortable. i would highly recommend Fred for any lending need!"

The Latest News

What’s Ahead For Mortgage Rates This Week – June 9th, 2025
June 9, 2025
With next week bringing the latest wave of inflation data reports--namely the CPI and PPI--this week featured a slew of releases with minimal impact. The Trade Deficit and the Federal Reserve's Beige Book stood out as the main indicators reflecting the current state of the economy. Although tariffs have largely been put on pause, their effects continue to reverberate across numerous industries. Significant concern remains due to the instability in decision-making from the current administration. The Trade Deficit came in as expected, with the deficit cut in half following the announcement of tariffs, which caused imports to plunge. Meanwhile, the Beige Book indicated a significant slowing of the economy.
How Property Taxes Impact Your Mortgage Payment
June 6, 2025
When buying a home, most people focus on the home price, interest rate, and monthly payment. But there's another major factor that can significantly affect your mortgage: property taxes. These taxes can make your mortgage payment higher than expected and understanding how they work is key to managing your budget effectively.
The Impact of Inflation on Mortgage Rates and Home Affordability
June 5, 2025
Inflation has made a loud and lasting entrance into our daily lives. From groceries to gas prices, everything seems more expensive. One of the most significant areas where inflation leaves its mark is in the housing market, particularly mortgage rates and home affordability. As inflation continues to fluctuate, many potential homebuyers are left wondering how it all connects, and what it means for their financial future.

Interested in applying? Get pre-qualified now!

Any questions?

Don't hesitate to call us at:
(818) 707-4131,
or leave us a message through our contact form on the left.

We'll be in touch as soon as possible!